Burbank City Federal Credit Union

Deposit Rates

Certificate

Flex Certificate

Bump Certificate

Balance Builder Certificate

Liquid Certificate

Savings Plus Certificate

Regular Savings

Money Market

IRA

Checking

eChecking


 

Certificate Rates
$1,000 Minimum Balance - Fixed Rate Account
Term Dividend Rate APY*
6 months 0.200% 0.200%
12 months 0.300% 0.300%
24 months 0.598% 0.600%
36 months 0.797% 0.800%
48 months 0.896% 0.900%
60 months 0.995% 1.000%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Maintenance or activity fees could reduce the earnings on the account.
$5,000 Minimum Balance - Fixed Rate Account
Term Dividend Rate APY*
6 months 0.200% 0.200%
12 months 0.449% 0.450%
24 months 0.648% 0.650%
36 months 1.193% 1.200%
48 months 1.440% 1.450%
60 months 1.736% 1.750%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Maintenance or activity fees could reduce the earnings on the account.
$25,000 Minimum Balance - Fixed Rate Account
Term Dividend Rate APY*
6 months 0.250% 0.250%
12 months 0.549% 0.550%
24 months 0.747% 0.750%
36 months 1.292% 1.300%
48 months 1.539% 1.550%
60 months 1.834% 1.850%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Maintenance or activity fees could reduce the earnings on the account.
$50,000 Minimum Balance - Fixed Rate Account
Term Dividend Rate APY*
12 months 0.598% 0.600%
24 months 0.995% 1.000%
36 months 1.391% 1.400%
48 months 1.638% 1.650%
60 months 1.933% 1.950%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Maintenance or activity fees could reduce the earnings on the account.
$100,000 Minimum Balance - Fixed Rate Account
Term Dividend Rate APY*
12 months 0.797% 0.800%
24 months 1.342% 1.350%
36 months 1.736% 1.750%
48 months 1.982% 2.000%
60 months 2.227% 2.250%
Effective 02/01/2016
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Maintenance or activity fees could reduce the earnings on the account.

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Flexible Certificate Rates
Minimum Opening Deposit Term Dividend Rate APY*
5,000 12 months 0.349% 0.350%
10,000 24 months 0.549% 0.550%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.

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Bump Certificate Rates
$10,000 Minimum Balance
Term Dividend Rate APY*
18 months 0.549% 0.550%
30 months 0.648% 0.650%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
$25,000 Minimum Balance
Term Dividend Rate APY*
18 months 0.598% 0.600%
30 months 0.797% 0.800%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
$50,000 Minimum Balance
Term Dividend Rate APY*
18 months 0.797% 0.800%
30 months 0.995% 1.000%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.

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Balance Builder Certificate Rates
$1,000 Minimum Balance
Term Dividend Rate APY*
12 months 0.399% 0.400%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.

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Liquid Certificate Rates
$5,000 Minimum Balance
Term Dividend Rate APY*
7 months 0.200% 0.200%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.

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Saving Plus Certificate Rates
$25.00 Minimum Balance
Term Dividend Rate APY*
12 months 0.250% 0.250%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.

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Savings Account Rates
Minimum Opening Balance $5.00
Minimum Balance to Earn Dividends $100.00
Balance Dividend Rate APY*
0 - 99 0.00% 0.00%
100 and above 0.05% 0.05%
Effective 03/04/2017
* APY = Annual Percentage Yield

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Money Market Rates
Minimum Opening Balance $2,500.00
Minimum Balance to Earn Dividends $2,500.00
Money Market Account Min. Balance APY*
2500+ $2,500% 0.150%
10,000+ $10,000% 0.200%
50,000+ $50,000% 0.250%
100,000+ $100.000% 0.300%
Effective 03/04/2017
* APY = Annual Percentage Yield

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Individual Retirement Account (IRA) Rates
Minimum Opening Balance $0.00
Minimum Balance to Earn Dividends $0.00
Balance Dividend Rate APY*
0 - 9,999 0.150% 0.150%
10,000 - and above 0.250% 0.250%
Effective 03/04/2017
* APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
Maintenance or activity fees could reduce the earnings on the account.

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Checking Account Rates
Minimum Opening Balance$0.00
Dividend Rate APY*
0.00% 0.00%
Effective 03/04/2017
* APY = Annual Percentage Yield

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eChecking Account Rates
Minimum Opening Balance $0.00
Dividend Rate APY*
1.982% 2.00%
0.995% 1.00%
Effective 03/04/2017
* APY = Annual Percentage Yield. Rates are subject to change without prior notice.
To qualify for dividends: member must pay 10 bills for 2.00% APY* or 5 bills for 1.00% APY* per month with online Bill Pay, conduct 10 signature based debit card transactions per month, have a minimum of $500 in Direct Deposit each month, receive eStatements (online banking required) and have an active email address. If you do not meet the minimum qualifications of the account, your account will not earn dividends. The maximum balance to earn dividends is $10,000.

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DEPOSIT LOANS
Product APR*
New Auto 1.89%
Used Auto 1.89%
RV ($35K+) 4.95%
MasterCard Platinum 1.99% APR**%
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Please read our Privacy Policy and End-User Agreement. © 2017 Burbank City Federal Credit Union. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency. NCUA